What Happens After a Car Accident That Is Your Fault?

Dawn Pinnisi

April 11, 2024

Car accidents are an unfortunate reality on our roads. No matter how careful and responsible a driver you are, accidents can still happen. And sometimes, you may find yourself at fault for the accident. It’s important to understand what happens after a car accident that is your fault, especially in New Jersey, where specific laws apply.

No matter who is to blame for a crash, if you have injuries, never hesitate to consult a New Jersey car accident attorney.

NJ is a No-Fault State

New Jersey operates under a no-fault insurance system, which means that regardless of who is at fault for a car accident, each driver’s own insurance company is responsible for covering their medical expenses and other damages, within the limits of their policy. This system aims to provide prompt compensation to accident victims, regardless of who caused the accident.

However, being at fault in a car accident can still have consequences beyond the insurance coverage. It can lead to increased insurance premiums, possible legal actions, and potential points on your driving record. Understanding the key situations in which you may be at fault is vital to effectively navigate the aftermath of a car accident.

Key situations to Know if You are at Fault in a Car Accident

  • Rear-End Collisions: If you fail to maintain a safe distance from the vehicle in front of you and end up rear-ending it, you will likely be deemed at fault. The responsibility lies with the driver who had control of the vehicle and should have been able to stop in time.
  • Failure to Yield: If you fail to yield the right of way and cause an accident, the blame will likely fall on you. Whether it’s at an intersection, a merging lane, or a pedestrian crosswalk, it’s crucial to always yield when required.
  • Distracted Driving: Any form of distracted driving, such as texting, talking on the phone, or even eating, takes your attention away from the road and can result in an accident. If it is determined that your distraction caused the accident, you can be held responsible.
  • Speeding: Driving above the posted speed limit is not only dangerous, but it can also make you liable for any resulting accidents. Excessive speed reduces your ability to react to unexpected situations and increases the severity of the impact.
  • Drunk Driving: Driving under the influence of alcohol or drugs is a severe offense and puts both your life and the lives of others at risk. If you cause an accident while intoxicated, you will likely face both criminal charges and civil liability.

How a Car Accident Attorney Can Help with a No-Fault Insurance Claim?

You might think a no-fault insurance claim will be straightforward. However, a no-fault insurance claim can be challenging, especially when you are at fault for the accident.

This is where a car accident attorney can be instrumental in helping you understand your rights and options. Their experience in personal injury law can ensure that you receive the support and compensation you deserve, even when you are at fault.

One of the primary roles of a car accident attorney is to negotiate with insurance companies on your behalf. They will work diligently to ensure that you are treated fairly and that your claim is not undervalued or wrongfully denied.

Additionally, a car accident attorney can provide you with legal advice and represent you if the accident victim decides to pursue legal action against you. They will work to protect your rights and interests throughout the entire legal process, aiming to minimize the potential consequences you may face.

What if You’re Not 100 Percent at Fault?

In some cases, the fault for a car accident may be shared between multiple parties. If you believe that you are not entirely at fault for the accident, consult with a car accident attorney to explore your legal options. Comparative negligence is a legal principle that assigns a percentage of fault to each party involved in an accident, based on their contributions to the collision.

An experienced car accident attorney can assess the specific circumstances of your case, gather evidence to support your claim of shared fault and advocate on your behalf. They will work to reduce your percentage of fault, which can have a significant impact on your insurance premiums and potential legal repercussions.

Contact a NJ Car Accident Attorney

You can have consequences after a car accident that is your fault, but you can still seek financial support. Understanding the key situations that may lead to a fault and the legal process under the no-fault insurance system is essential. By seeking the assistance of a car accident attorney, such as Varcadipane & Pinnisi, PC, you can seek compensation.

Don’t face the aftermath of a car accident alone; contact a trusted NJ car accident lawyer for guidance and support.

Dawn M. Pinnisi

Dawn M. Pinnisi is a distinguished attorney with a track record of excellence in advocating for victims of injury and negligence. Dawn is a Founding Partner of the Firm, a member of the Million Dollar Advocates Forum, and has been awarded by the National Trial Lawyers.

University: J.D. Brooklyn Law School

Bar Number: 33771999

Locations: New Jersey and New York.

This page has been written, edited, and reviewed by a team of legal writers following our editorial guidelines. This page was approved by Founding Partners, Varcadipane & Pinnisi, who have more than 40 years of combined legal experience as personal injury attorneys.

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