Dawn Pinnisi
April 4, 2025
Being involved in a pedestrian accident is a devastating and life-altering experience. The physical pain, emotional trauma, and financial burdens can feel overwhelming. If you or a loved one has been a pedestrian hit by a car in NJ, you may be facing mounting medical bills, lost wages, and uncertainty about your legal rights. Understanding what to do next is crucial to protecting your future. At Varcadipane & Pinnisi, P.C., we are dedicated to guiding accident victims through this challenging time, helping them navigate the legal system, and securing the maximum compensation they deserve for their injuries and suffering.
Steps to Take After a Pedestrian Accident
- Call 911 Immediately: Reporting the accident ensures that law enforcement documents the incident and emergency responders provide necessary medical care.
- Seek Medical Attention: Injuries may not appear immediately, even if you feel fine. A medical evaluation creates an official record of your condition.
- Collect Evidence: Take photos of the accident scene, vehicle damage, and your injuries. Gather witness statements and contact details.
- Obtain a Police Report: Law enforcement will file an accident report, which can be crucial for determining liability and supporting your claim.
- Contact a Personal Injury Attorney: A legal professional can assess your case, negotiate with insurance companies, and help you pursue compensation.
Does Car Insurance Cover Pedestrian Injuries?
Yes, in many cases, car insurance provides coverage for pedestrian injuries through personal injury protection (PIP) or liability insurance.
- Personal Injury Protection (PIP): New Jersey’s no-fault insurance laws require PIP coverage, which helps pay for medical expenses, lost wages, and rehabilitation costs, regardless of who was at fault. This coverage ensures that an injured pedestrian receives necessary treatment without the delays often associated with determining fault. It can also cover ongoing therapies, medications, and medical equipment required for recovery.
- Liability Coverage: If the driver was at fault, their liability insurance may cover additional expenses such as pain and suffering. This type of coverage can also compensate for the loss of enjoyment of life, emotional trauma, and any permanent disabilities resulting from the accident. Additionally, liability insurance may help with legal costs if a lawsuit is necessary to recover damages.
- Uninsured/Underinsured Motorist Coverage: If the driver lacks adequate insurance, the victim’s own policy may provide compensation. This coverage is especially important in cases where the at-fault driver has minimal or no insurance, ensuring that the injured pedestrian is not left with overwhelming medical bills. It can also help with long-term rehabilitation costs and lost income due to prolonged recovery periods.
Understanding your coverage and how to file a claim can be complex, making it essential to consult an experienced attorney.
What Kind of Damages Can a Pedestrian Recover After Being Hit in NJ?
If you’ve been struck by a vehicle, you may be entitled to recover various types of damages, including:
- Medical Expenses: This covers emergency care, surgeries, hospital stays, rehabilitation, and future medical costs.
- Lost Wages: Compensation for time missed from work and potential loss of future earnings.
- Pain and Suffering: Non-economic damages for physical pain, emotional distress, and diminished quality of life.
- Disability and Disfigurement: Compensation for permanent injuries, scarring, or loss of limb function.
- Wrongful Death: If the accident results in a fatality, the victim’s family may pursue compensation for funeral expenses and loss of companionship.
Each case is unique, and the value of a claim depends on factors such as the severity of injuries and insurance coverage limits.
What’s the Statute of Limitations for a Personal Injury Claim?
In New Jersey, the statute of limitations for filing a personal injury claim is two years from the accident date. If the claim is not filed within this period, the victim may lose the right to seek compensation, regardless of the severity of their injuries or the circumstances surrounding the accident.
There are exceptions, such as in cases involving minors, where the statute of limitations may be tolled until the victim turns 18. Additional procedural requirements and shorter deadlines may apply if the claim is against a government entity. Consulting an attorney will make sure that you meet all deadlines, you will understand your legal options, and an attorney will also maximize your chances of receiving fair compensation.
Speak to a Pedestrian Accident Attorney Today
If a pedestrian is hit by a car accident in NJ that you or a loved one is involved in, don’t wait to seek a lawyer. At Varcadipane & Pinnisi, P.C., we handle claims regarding pedestrian injuries, so you don’t have to go through this process alone — we’ll fight to obtain the compensation you deserve. Inquire for your free consultation today at (800) 616-2916, and we’ll help you navigate the system.
Dawn M. Pinnisi
Dawn M. Pinnisi is a distinguished attorney with a track record of excellence in advocating for victims of injury and negligence. Dawn is a Founding Partner of the Firm, a member of the Million Dollar Advocates Forum, and has been awarded by the National Trial Lawyers.
University: J.D. Brooklyn Law School
Bar Number: 33771999
Locations: New Jersey and New York.
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